Privacy Policy

Effective May 10th, 2013

General

This Privacy Policy describes the practices that NISA Investment Advisors, LLC (referred to hereinafter as “NISA” or “we”) follows with respect to the collection and use of information submitted on nisa.com (the “Site”). This Privacy Policy applies only to information we collect from the Site, and does not apply to any other website or business activity of NISA. By using the Site, you consent to the collection and use of this information by us.

We reserve the right to revise this policy at any time. When we do, we will give you notice of the revised Privacy Policy by posting the revised Privacy Policy on the Site and by revising the “effective date” at the top of this Privacy Policy. You are responsible for regularly reviewing the current privacy policy.

Information We Collect

We may collect “personally identifiable information” and “automatic information.” If you choose not to provide personally identifiable information to us, you may be unable to use all of the features on the Site and we may be unable to respond to inquiries you submit. Additionally, if you refuse to accept cookies, it is possible that some portions of the Site may not function as intended.

“Personally identifiable information” is information that tells us who you are, such as your first and last name and e-mail address. We may collect personally identifiable information when you provide it to us in order to use services or access particular features of our Site, or if you otherwise voluntarily choose to provide it to us.

“Automatic information” is information that your web browser or mobile device may make available when you visit our Site, such as your IP address, browser type, operating system version, mobile device, online browsing and searching activity, and your geographic location.

Cookies. This Site uses “cookies.” A cookie is a text file that a website’s server places on a computer’s web browser. The cookie transmits information back to the website’s server about the browsing activities of the computer user on the Site. This includes information such as pages and content viewed, the time and duration of visits, search queries entered into search engines, and whether a computer user clicked on an advertisement. Cookies also can be used to maintain data related to a particular individual, including passwords. In some contexts, such as where various entities work together, cookies can be used to track a computer user across different and unrelated sites. Cookies are used as a standard practice by many sites. This Site uses a cookie that collects anonymous traffic data, and we reserve the right to use cookies for other purposes. If you would prefer not to accept cookies from our Site, you may be able to modify the setting on your specific web browser.

Web Beacons: The Site may use web beacons, which provide website operators and third parties a means to deliver a graphic image on a web page or in an email message for the purpose of gathering data. The Site may use web beacons for various purposes, including but not limited to the following: to gather automatic information such as the duration of a visit to the Site, the web pages viewed, a user’s geographic information, IP address, and type of web browser.

Disclosure and Use of Information We Collect

We may use personally identifiable information for the purpose for which it is provided and for the other purposes described in this Privacy Policy. We may use personally identifiable information, among other purposes, to monitor who is using our Site and the services offered thereon; to communicate with you about NISA, its services and Site; for marketing, promotional and other commercial purposes; to respond to e-mails and other inquiries; and to provide customer support.

We may use automatic information, among other purposes, to help us evaluate, run, maintain and improve our Site; to customize the visitor’s experience; to study traffic patterns (including the identity of other websites that you visit); to help us recognize you when you return to our Site and maintain information about your use of the Site; to generally learn about the usage of and visitors to the Site; to advertise products and services to you; and to analyze the effectiveness of advertisements.

We do not sell, disclose and otherwise provide personally identifiable information that we collect or obtain through the Site to any other company and/or third party. We may use and disclose personally identifiable information and automatic information that we collect or obtain through the Site as required or permitted by law.

We may disclose personally identifiable information in furtherance of our business interest, or when we have reason to believe that disclosing this information is necessary to identify, contact, or bring legal action against someone who may have breached our Terms of Use or who may be causing injury to or interference with (either intentionally or unintentionally) our rights or property, other users of our Site, or anyone else who could be harmed by such activities.

We might sell or buy subsidiaries, or business units. In such transactions, personally identifiable information may be one of the transferred business assets. Also, in the event that our assets are sold, personally identifiable information may be one of the transferred assets.

Privacy of Children

The Site is a general audience website. We do not intentionally collect personally identifiable information from users of this Site who are under the age of thirteen.

Security

Information transmitted on the Internet and/or stored on systems attached to the Internet is not 100% secure. As a result, we do not ensure, warrant or guarantee the security or integrity of such information. We will not be responsible for disclosure of any information due to errors in transmission or the unauthorized acts of third parties.

Links to Other Websites

This website may contain links to other sites. We are not responsible for the privacy practices of other sites. Each of these third party sites may have a privacy policy different from ours. Accordingly, we encourage users to read the privacy policies of these third party sites. This Privacy Policy applies only to information collected by us in connection with our website.

Contact Information

Please send any concerns regarding our privacy policy to: privacy@nisa.com